6 Factors to Consider While Selecting Air Miles Credit Card
With several types of credit cards on offer today, you are sure to find one that will best suit your spending habits. For individuals who often travel to other cities or countries, be it for work or leisure, an air miles credit card comes off as the best option.
Such cards offer air miles or frequent flyer miles with each purchase or ticket booking you make through your credit card. These points can be accumulated and redeemed against various benefits. Some of these cards also come with other travel related benefits that make them suitable for your travelling needs.
However, despite their growing popularity, the benefits offered by different credit cards issued by various financial institutions may vary. It is vital for the issuer to check a few necessary factors when planning to avail an air travel miles credit card.
On that note, you must make it a point to consider credit cards like Bajaj Finserv RBL Bank SuperCard as your ideal travel partner. They not only give you travel points with every air ticket booked but also provide other travel advantages. The features of such cards thus qualify them as travel credit cards as well.
As for the lenders like Bajaj Finserv, they offer numerous other options that make financing easy for you with many other lending options against minimum eligibilities.
They also make the process of availing finance easy while saving time with their pre-approved offers. These offers are available on unsecured credits like personal loans and business loans, as well as secured credits like home loans, along with several other financial products. All you need to do to check your pre-approved offer is provide a few necessary details like your name and contact number.
You can utilise such credit cards to meet all your financial requirements with ease. Take a look at these factors you should consider as a future user to avail the most suitable air miles credit card.
6 factors you must check when choosing an air miles credit card
- Benefits of joining
Most of the air miles credit cards come with joining benefits they offer in the form of reward points. On redemption, the high monetary value they provide comes close to the joining fees you paid, thus helping recover a significant part of it.
Therefore, the result is a frequent flyer miles credit card at minimal joining fees. You can now redeem these points to make travel bookings or other purchases.
For example, when availing Bajaj Finserv RBL Bank World Plus SuperCard, you can get 20,000 reward points in the form of welcome gifts.
Therefore, make it a point to select an air miles credit card that offers high reward points.
- Free access to airport lounges
Airport lounge access is another factor you need to consider when selecting this card. If you travel frequently, it also needs to be convenient for you. Therefore, look for a travel point credit card that offers a maximum number of free airport lounge access.
Some of these cards offer free access to airport lounges up to 4 times a year and unlimited access if you have paid for the same.
- Milestone bonuses
Milestone bonus is another exciting feature you must check out when looking for the best travel credit cards with frequent flyer miles. A few financial institutions offer credit cards that provide rewards point bonuses when you achieve certain spend milestone.
Such features help minimise the burden of travel as you can redeem the points to get travel benefits. You can also use your credit card reward points for many other things.
- Other travel advantages
Other travel advantages on your air miles credit card can further ease your travel requirements. Check out if your selected card offers facilities like discounts on booking your stay with partner hotels, waiver on fuel surcharge, emergency advance facility, etc.
- Eligibility and document requirement
Once you have zeroed in on the features that would maximise travel benefits, check out the eligibility and documents requirements of your selected credit card.
Travel credit cards that require you to meet minimal eligibility and furnish basic documents are easy to avail, and you can start reaping their benefits at the earliest.
- Security features
Apart from the above, security is another important consideration you need to make when availing an air travel miles credit card. So, make sure your card has robust security features that mitigate cybercrime threats. For instance the Bajaj Finserv RBL Bank SuperCard comes with features such as zero-fraud liability.
Once you have considered these essential factors, you may proceed with the application of your air travel miles credit card. Once approved, use it smartly to meet your travel goals.